Credit Analyst (Commercial Banking) Job Dar es Salaam at Standard Chartered Bank | Deadline 24th July, 2018

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Credit Analyst (Commercial Banking) - (1800023594)
About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base. 
The Role Responsibilities
1. Origination
  • Regular interaction with clients for gathering of requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Work with Relationship Managers & Product Partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
  • Work with the Relationship Managers, in obtaining pre clearance approvals, preparing & presenting business credit application and expediting approvals.
  • Responsible for end-to-end Business Credit Application process including preparing all the tools like Raptor, ESRAT, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, , other special reporting requirements, etc.
  • Liaise with various stakeholder outside the country for globally managed accounts

2. Post Deal Account Monitoring
  • Monitor quality of the portfolio by tracking excesses/past dues, strictly complying with monitoring and control policy & procedures.
  • Ensure timely submission of quarterly portfolio review
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriatel.
  • Perform mandatory annual review and Business Credit Application timely and ensure zero overdues.
  • Proper maintenance of Credit files and ensuring "audity ready" status at any time.
  • Working with Relationship Managers, ensure timely identification of accounts exhibiting stress signs as per the bank's policies and guidelines
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Our Ideal Candidate
Qualification & Skills
  • Degree in Banking/Finance/Commerce or any related field from recognized university
  • Master degree or professional qualification (CPA/ACCA/CFA) will be an added advantage
  • Experience in credit analysis/appraisal
Excellent verbal and written communication skills

Company: Standard Chartered Bank
Location: Dar Es Salaam, Tanzania
Career Level: Mid-Senior Level
Industries: Banking, Insurance, Financial Services
Schedule: Full-time
Employee Status: Permanent
Posting Date: 9/Jul/2018
Unposting Date: 24/Jul/2018
Apply now to join the Bank for those with big career ambitions.