SME Credit Officer Job Dar es salaam at Empower Group Limited | Deadline: 14th February, 2019

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Jobs in Tanzania 2019: SME Credit Officer Job Dar es salaam at Empower Group Limited | Deadline: 14th February, 2019
AJIRA TANZANIA 2019 / NAFASI ZA KAZI 2019
Position: SME Credit Officer
Type: Full Time
Deadline: 14th February, 2019
Category: Credit
Location: Dar-es-Salaam
Other Categories: Banking ,
Job Level: Intermediate

Roles and Responsibilities
Evaluation and analysis of Credit Applications and provide Recommendation to management
• Ensures that all credit applications are assessed within the agreed SLA time.
• Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved Credit and Provisioning Policy.
• Appropriately prepare the SNT and credit templates for referral to BARO.
• Perform Credit reference checks before processing the applications.

Preparation ofoffer letters and/or any other feedback in respect of the approved facilities and issue them to clients via branches immediately after approval ofthe facility
• Provide timely and appropriate feedback to customer via appropriate channels
• Develop offer letter to clients reflecting the terms and conditions of the approved credit application
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Filing information into Customer information credit monitoring files without fail.
• Ensure that all registers are marked appropriately andkept up to date
• Ensure that all the appropriate records are filed in an acceptable ways. Files are appropriately stored

Monitoring performance of client’s accounts and where necessary propose remedial measures
• Ensures that approved excesses are diarized and new excess returns filed accordingly.
• Check on daily risk reports and work on exceptions and/or any irregular behaviour.
• Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
• Ensure that overdraft facilities are timely reviewed.

Educational Qualifications

• A degree/ Advanced diploma in Finance/ Banking/Business Administration

Experience Requirements
• At least 5 year experience in the related field